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Junior Mortgage Underwriter

Santander Bank – East Providence, RI

Junior Mortgage Underwriter-1903607

Description

DESCRIPTION
As a member of Santanders retail banking division youll help serve Santanders retail customers as part of one of the top banks in the United States. With a principal presence in the northeast U.S., Santanders retail division offers consumer and lending products to help our customers reach their financial goals. Santander currently serves nearly 2 million retail customers in the US footprint have a transactional account with Santander Bank
The Sr. Specialist, Mortgage Underwriting will be responsible for but not limited to the underwriting of consumer home equity applications along with the documents provided for them and ensuring compliance with appropriate company guidelines.
RESPONSIBILITIES
Evaluate creditworthiness of borrowers and ability to repay in order to render a credit decision.
Review outstanding conditions on loans for acceptance including the review of requested documents and credit bureau.
Works with Team Managers and other underwriters to ensure proper turnaround parameters and goals are met.
Must ensure all loans meet or exceed corporate credit quality.
Ensure all documentation is accurate and complete.
Involved in the daily management and workflow of the production pipeline. Work with and interact with processors, customer support unit and closers.
Maintain current and fluid knowledge of Underwriting Guidelines and adapt to changes quickly.
Evaluate the application to determine if there are any other products or alternative terms available before issuance of denial.
PREFERRED QUALIFICATION
5+ years experience with income document review and initial decision review.

Qualifications

EDUCATION
Bachelor s Degree, or equivalent work experience
WORK EXPERIENCE
3-5 years experience
PHYSICAL DEMANDS
Minimal physical effort such as sitting, standing, and walking.

Job

:Underwriting

Primary Location

:Rhode Island-East Providence-95 Amaral Street - 06359 - Santander Way

Organization

:Consumer & Business Banking (1001)

Schedule

:Full-time

Job Posting

:Jun 24, 2019, 2:41:35 PM

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