Data Analyst

Responsibilities:

• Performs data mining and analyze large sets of data to identify patterns and trends by applying quantitative and analytical tools. Ensures data quality by performing segmentation, applicable policies, and accuracy audits.
• Pinpoints trends, correlations, and patterns in complicated data sets.
• Regularly review and assess condition of retail lending portfolios and develop and implement credit policies and monitoring procedures to maintain credit risk exposure within acceptable parameters.
• Monitor and assess the post-implementation impact of risk management strategies.
• Identifies methods and procedures for obtaining, maintaining, and updating customer related data, including the collection, coding, and tabulation. Leads the evaluation of the data as well as the database development and maintenance or relational database and data system.
• Uses statistical methods to analyze data and generate useful reports. For example, customer profiles and response analyses.
• Develops analysis and recurrent reports for management and internal clients, presenting the results of research and analysis. Provides concise data reports and clear data visualizations for management.
• Helps facilitate processes to translate data insights into strategic direction.
• Supports integration of credit risk models previously developed into database process and analyses.
• Make recommendations of credit policies adjustments and portfolio management strategies based on the results of the analysis made.
• Works with management and staff to ensure understanding and implementation of applicable policies/guidelines, automation systems and procedures.
• Maintain consistent open communication and develop strong relationships with credit underwriting units.
• Performs related duties and responsibilities required.

Key Skills:

• SQL. 
• Statistical programming. 
• Machine learning. 
• Probability and statistics. 
• Data management. 
•  Statistical visualisation. 
• Econometrics.